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Mt Hope Bay Condo Associations

For owners

Owner resources

The practical layer: where each association's documents live, which department handles what on either side of the state line, and which questions belong to management rather than to a broker.

Document libraries

Each association has its own library, searchable across the full text of every published PDF.

Nothing is republished here without an association’s material being provided for that purpose. Search, categories and full-text indexing run whether a library has one document or two hundred.

City and town services

Two states, two sets of departments. All public information.

Fall River, Massachusetts

Tiverton, Rhode Island

In an emergency, call 911 first.

Who handles what

Sending a question to the wrong place is the usual reason it goes unanswered.

Your management company

Fees and balances, maintenance in the common areas, gate and intercom faults, resale and insurance certificates, booking the clubhouse, and anything involving the rules. Each of these associations has its own manager; the details come from the association, and an owner will have them on a fee statement.

Your trustees

Budgets, reserves, capital projects, rule changes and anything requiring a decision rather than an action. Correspondence normally routes through the manager rather than directly.

A broker

Value, timing, what is selling and what is not, and how a purchase or sale will actually run. Seriah Garcia covers all three of these associations.

The documents that matter

The same set matters at every association, whichever side of the state line it is on.

  • Master deed and amendments

    Defines the units, the common areas and each home's percentage interest. Everything else sits underneath it.

  • Declaration of trust and bylaws

    How the association is governed: trustees, votes, budgets, enforcement.

  • Rules and regulations

    The day-to-day layer — pets, parking, pool, decks, exterior changes, leasing.

  • 6(d) certificate

    In Massachusetts, the statutory certificate confirming the seller owes the association nothing. No closing happens without it. Rhode Island uses a resale certificate to the same end.

  • Current budget and two years of financials

    Where the fee goes, and whether it covers what it is meant to.

  • Reserve study or reserve balance

    The single best predictor of whether a special assessment is coming.

  • Master insurance certificate

    What the association insures, for how much, with what deductible — and where your own policy has to start.

  • Recent meeting minutes

    Where problems appear first, usually a year before they appear in a budget.

An independent directory published by revolv Real Estate. It is not operated by, endorsed by or affiliated with any of the associations listed, their trustees or their managing agents. Each association's own published material governs in any conflict.