120 Schooner Drive, Tiverton, RI 02878
The Villages on Mount Hope Bay
The largest and the most amenity-rich: a gated 55-and-over community of around two hundred and thirty homes on the Rhode Island shore, built around a ten-thousand-square-foot clubhouse, with a pool, tennis and pickleball, and a full year of organised social life.
Recorded as Village at Mount Hope Bay Condominium Association.
The Villages is the only one of the three that is age-restricted, and the only one on the Rhode Island side of the bay. Building began in 2003 and the community has grown in phases toward roughly two hundred and thirty homes across two formats: single-level condominiums in the mid-rise buildings on Starboard Drive, and larger townhomes with two-car garages.
The centre of it is the clubhouse on Schooner Drive — ten thousand square feet of it, which is less a shared room than a small club, with a gym, a library, a hobby and card room, and a calendar that runs all year. Bridge, cribbage, book clubs, a speaker series, water aerobics, a hiking group and a model yacht club that races on the cove are all resident-organised rather than programmed by management.
The condominiums run around 1,530 to 1,650 square feet on one level, two bedrooms and two baths, and the west-facing ones look straight out at Mount Hope Bay and the Mount Hope Bridge. The townhomes are considerably larger, from about 1,850 to nearly 2,920 square feet. It is the most expensive of the three to buy into, and the one with the most going on.
- Address
- 120 Schooner Drive, Tiverton, RI
- Built
- From 2003
- Homes
- About 230
- Form
- Mid-rise condominiums and townhomes
- Interiors
- 1,527 – 2,918 sq ft
- Bedrooms
- 1 to 2
- Age restriction
- 55 and over
- Entry
- Gated
At full build-out; the community has been delivered in phases
The monthly fee is set by the trustees each year
Fees here are not consistently published and vary a great deal between the condominium and townhome formats. The current figure comes from the association or from the seller's disclosure, not from a website.
What it covers
- Master insurance on the structures
- Maintenance of the buildings and common areas
- The clubhouse, pool, courts and grounds
- Roads, paving and snow removal
- Contribution to reserves
What it does not
- Your own utilities as metered
- Interior maintenance and anything behind your own front door
- Your own contents and liability insurance (an HO-6 policy)
- Real estate taxes, billed by the Town of Tiverton
What is shared
Common property, maintained by the association and paid for out of the monthly fee.
The clubhouse
Ten thousand square feet on Schooner Drive, and the reason the social calendar works. It carries the annual meeting, the speaker series and most of what the committees organise.
Gym
A fitness room inside the clubhouse, available to residents year-round.
Heated outdoor pool
Open through the season, with water aerobics several mornings a week once it warms up.
Tennis and pickleball
Courts on site, with regular afternoon play and lessons that can be arranged.
Library, hobby and card rooms
Dedicated rooms inside the clubhouse for bridge, cribbage, ping pong and the book clubs.
Trails and the cove
Walking and biking trails through the grounds, and a cove off Schooner Drive where the model yacht club races through the summer.
What ownership involves
The points that come up in nearly every purchase here, said before you have to find them out.
It is age-restricted
Fifty-five and over. That governs who may buy and who may occupy, and it is the first thing to confirm against the recorded documents rather than a listing.
Two very different products
A single-level condominium in a mid-rise and a two-car-garage townhome are different homes with different fees. Compare within the format, not across it.
Rhode Island, not Massachusetts
Different state, different taxes, different closing practice and a different conveyancing process. If you are moving from the Fall River side, your attorney should be licensed here.
Phased construction shows in the records
Built out over two decades. Confirm the year, the size and the systems for the specific home rather than for the community.
The social life is the product
For many owners the calendar is the reason they moved in. It is worth visiting on a weekday to see whether it suits you.
Leasing is tightly governed
Age-restricted communities generally restrict rentals closely. If the purchase is an investment, read the documents before anything else.
What homes here have sold for
Public record for this community. Prices here run well above the two Fall River associations.
- 2024
- $887,900
- Condominiums
- 1,527 – 1,648 sq ft
- Townhomes
- 1,850 – 2,918 sq ft
- Homes
- About 230
Two-bedroom condominium, 1,527 sq ft, bay-facing
Two bed, two bath, single level
With two-car garages
At full build-out
Within reach
- The Mount Hope Bridge into Bristol
- Downtown Tiverton and Tiverton Four Corners
- Newport, about twenty minutes south
- Providence, about half an hour north-west
The document library
Search, categories and full-text indexing are built and running. Nothing has been published here yet.
Nothing is republished here without the association’s material being provided for that purpose. When documents are added they are indexed and searchable immediately. For an owner, and for any buyer’s attorney or lender, this is the set that matters:
Master deed and amendments
Defines the units, the common areas and each home's percentage interest. Everything else sits underneath it.
Declaration of trust and bylaws
How the association is governed: trustees, votes, budgets, enforcement.
Rules and regulations
The day-to-day layer — pets, parking, pool, decks, exterior changes, leasing.
6(d) certificate
In Massachusetts, the statutory certificate confirming the seller owes the association nothing. No closing happens without it. Rhode Island uses a resale certificate to the same end.
Current budget and two years of financials
Where the fee goes, and whether it covers what it is meant to.
Reserve study or reserve balance
The single best predictor of whether a special assessment is coming.
Master insurance certificate
What the association insures, for how much, with what deductible — and where your own policy has to start.
Recent meeting minutes
Where problems appear first, usually a year before they appear in a budget.
The other associations
If The Villages is not the one, these are the other two on the bay.
Fall River · on the water at South Park
The Landing at South Park
The largest of the three and the oldest, with the fullest amenity package: a saltwater pool on the water, a clubhouse, a gym and a sauna. Around a hundred and forty homes on Shore Drive, steps from Borden Light Marina.
Fall River · gated townhouses on Bay Street
Mount Hope Condominiums
The smallest and newest: around sixty gated townhouses on the Fall River shore, each with its own front door and garage underneath, and much the lowest monthly fee of the three.
An independent directory published by revolv Real Estate. It is not operated by, endorsed by or affiliated with any of the associations listed, their trustees or their managing agents. Each association's own published material governs in any conflict. Sales enquiries go to Seriah Garcia, REALTOR®, revolv® Real Estate.